SmithLaw Attorneys Blog

Being harassed by debt collectors?

The Florida Consumer Collection Practices Act or FCCPA can help. This act is only for the state of Florida and was meant to create good debt collecting behavior and protect Florida’s citizens from debt harrassment. It defines who is a debtor, who is a creditor, who is a debt collector, and more. It provides rules [...]

Continue reading...

Five Things You Wanted to Know About Chapter 7 Bankruptcy in the State of Florida

1. How long does the Chapter 7 Bankruptcy process take in Florida? Typically, a Florida bankruptcy case can take four to six months. However, no case is the same and timelines vary depending on the specific circumstances of the case. Your attorney’s schedule, the trustee’s schedule, and the timing of when you take your educational [...]

Continue reading...

Do I Need an Attorney to File Bankruptcy?

An attorney is not required for individuals when filing bankruptcy in the state of Florida. Individuals may file pro se, representing themselves. (Businesses must use an attorney.) However, the courts strongly suggest that you hire an attorney to represent you during your case. Let us examine why. The appointed trustee and other court personnel cannot [...]

Continue reading...

Foreclosure Timeline: A Step-by-Step Guide

When you bought your house, you held high hopes for the future. This was the place you’d raise your family, create a home. Only it didn’t work out that way. Perhaps it was job loss, divorce, injury, illness, a death–or a series of poor financial decisions. At this point, the cause doesn’t matter. You’re facing [...]

Continue reading...