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Planning and Saving Up for Summer Camp

5. April 2015

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School’s Almost Out! Great news for kids, but not always for parents. Summer camp is EXPENSIVE! It’s very hard to find the right camp for your child that works well with your budget and work schedule. It’s not one-size-fits-all for kids. Some camps are only for certain ages or interests, or their offered schedule is […]

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Liability for Unauthorized Purchases on Your Credit Card

26. March 2015

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You’ve found a fraudulent charge on your credit card. Now what do you do? The FCBA, Fair Credit Bill Act, can often help you. According to FTC.gov, this law “applies to “open end” credit accounts (credit cards) and revolving charge accounts, i.e., department store accounts. It doesn’t cover installment contracts — loans or extensions of […]

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Chapter 7 Lien Strips in Jeopardy?

20. March 2015

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This month the Supreme Court is expected to hear arguments about the stripping off of liens in Chapter 7 bankruptcies. There was some excitement in 2012 when a decision by the Eleventh Circuit Court, re McNeal No. 11-11352, stated that unsecured debt should also be able to be “stripped off” in Chapter 7 bankruptcies—not just […]

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Zombie Debt

2. March 2015

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Filing bankruptcy should rid you of many of your bills if it is filed correctly. Some debts are never erased by bankruptcy, however. And some bills that should be erased aren’t being erased—thus the term zombie debt. Some debts that are not erased via bankruptcy include the following, depending on the type of bankruptcy you […]

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Moving On After a Bankruptcy

25. February 2015

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Moving on from a bankruptcy is hard. It’s as tragic as a breakup or a death for many people. That’s because not all bankruptcies were as fun getting into as some people might think. In addition, not all bankruptcies were the person’s first choice. In addition, the circumstances leading up to a bankruptcy are often […]

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Making Good Buying Decisions

19. February 2015

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How do you decide what products to buy? How do you decide which brand or which model or where to buy it? Research, research, research… Now, not all products need the same amount of research. Buying a pack of staples or paper clips is probably not that important to most consumers. However, if you are […]

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Why Should I Care About the Economy?

16. February 2015

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The economy is a boring subject for some people. For some, economics is just a required class you had to take in high school or college. Some of us probably don’t even remember the basics of the class. Others develop a keen interest in the economy simply because of the politics surrounding it, as they […]

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The Economics of Getting a New College Degree

10. February 2015

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So you want to try something new. Alternatively, you hope that a new degree will mean more income. On the other hand, maybe you always really wanted to learn more about a certain subject. Or you are required to have a certain level of education for a job you want. How do you decide when […]

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Saving Money

29. January 2015

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We’re all supposed to save money. Some reasons are obvious, some not so much. And of course saving money can mean different things. For instance, we can save money on something and have more for something else and we can also save money to have it for a specific purpose. They’re sort of connected in […]

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